What Is a Cohabitation Agreement and Do I Need One?

If you are asking what is a cohabitation agreement in Ontario, it is a legally binding contract between common-law partners that sets out each person’s rights regarding property, finances, and support, both during and after the relationship. It is governed by the Family Law Act.

Unlike married spouses, common-law partners do not automatically have property division rights under Ontario law. A cohabitation agreement fills that gap. If you later marry, it automatically becomes a marriage contract.

What It Can Cover

• Property owned before or acquired during the relationship
• Division of assets if you separate
• Spousal support entitlement and amount
• Debt allocation and the family home

For the agreement to be enforceable, both parties need independent legal advice and full financial disclosure.

Our cohabitation agreements lawyers ensure your agreement is clear and court-ready. Call (905) 571-5123 or book a consultation today.